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Permafin-ZF is a non-formaldehyde urethane finish based on non-yellowing thermo reactive urethane prepolymer with built-in catalyst. It is designed to impart a naturally soft hand, high impact resilience, down proof finish coupled with durable hydrophilicity. It is self-crosslinking, forming extensive 3 dimensional elastomeric films of reticular construction on all fabric substrates. This results in improved C.R. angles & D.P. appearance ratings on woven & excellent stretch recovery & shape retention on knit.